Everybody needs house insurance, whether you’re a homeowner or a tenant or whether you’re mortgaged to the hilt or an outright owner. Protecting your building and the stuff inside it should be everyone’s priority, so let’s take a closer look at the different types of house insurance and help you decide what type is right for you.
In an ideal world, we would purchase our dream home and live in it happily ever after. Or at least for a few years until we’re ready for something else. For an unlucky few, it doesn’t work out this way. For some people, the dream of home ownership can turn into a nightmare – with serious problems only discovered after you’ve exchanged contracts.
If you're currently hunting for a property, you might have seen the term ‘sale agreed’ cropping up on listings. But what does sale agreed mean? Is it just another term for ‘sold’? And can you still get your hands on a property listed as sale agreed? Don't worry; we're here to explain all.
If you’re searching for that perfect home to buy, you might have seen terms like ‘no chain’, ‘no onward chain’ or ‘chain free’ appearing alongside property listings. You might have an inkling that chain free is a good thing – but what does it actually mean?
Are you considering buying a leasehold property? Not to be dramatic, but there are a few things you should know about leasehold properties before you decide to buy one. But are they even worth buying at all, or should you steer clear altogether?
Estate agents may have a categorical knowledge of the different property types, but as a layperson, you'd be forgiven for not knowing your semi from your studio. It’s important to know, as your insurance company will need to assess the likelihood that you’ll need to make a claim – and some property types are more prone to issues than others.
Inheriting a property is a significant event in anyone's life. It usually brings mixed emotions, and these, together with the legal, financial and moral responsibilities, can feel overwhelming. Don't let it stress you too much, though. We're here to help with our essential guide on what to do if you inherit a house.
There’s no way around it – moving house comes with a whole lot of paperwork. Even in this digital age, expect to find yourself rifling through drawers and digging through document boxes to track down all manner of forms, certificates and documents before the moving process can begin. Missing paperwork can seriously delay your move, so it pays to know what you need in advance. So, let’s take a look at the documents you need when moving house.
You won’t hear the terms ‘gazumping’ or ‘gazundering’ outside of the property world. That’s because they have been coined to describe two specific occurrences that can happen when buying and selling houses.
Selling your house? Take a deep breath. It’s quite a process, but nothing you can’t handle. The main stress-causing factor is getting your offer accepted in the first place, followed by the agonising wait until the contracts are exchanged and everything is official.
There’s nothing like the feeling of moving into a new-build house. Everything is clean and new, and you don’t have to scrub away decades of other people’s dirt before it feels like home. Just because it’s a newly built property doesn’t guarantee it’ll be smooth sailing once you’ve got the keys, though.