You will be logged off in  seconds due to inactivity and risk losing your quote. Click here to continue using this web page.

Home Buyers Protection Insurance

Essential cover in case your property purchase falls through.

House purchases falling through is a more common occurrence than most may think, so we designed an insurance policy to help ease the cost of your house purchase not going ahead. Home Buyers Protection Insurance covers the up-front costs associated with buying a house, from the cost of your solicitor to mortgage arrangement fees. Regardless of whether you are a first-time buyer or a seasoned landlord, purchasing a property or buying a new home can be a daunting process. There are many immediate costs involved in purchasing a property, as well as unforeseen stresses and potential pitfalls that all home buyers face. Unfortunately, many people see these costs as ‘par for the course’ when buying a property but should certainly not be the case.

Essential Property Protection


To be bought prior to, or within 14 days of notifying your solicitor / mortgage lender of your purchase.

  • Conveyancing Fees up to £750
  • Survey/Valuation Fees up to £500
  • £250 Mortgage Lender Fees
  • 120 days cover
  • Gazumping protection (if the offer accepted is at least £1000 higher than yours)
  • No excess
  • VAT Included in all fees covered
Premium Property Protection


To be bought prior to, or within 14 days of notifying your solicitor / mortgage lender of your purchase.

  • £1,500 Conveyancing Fees
  • £750 Surveys & Valuations Fees
  • £250 Mortgage Lender Fees
  • 180 days cover
  • £300 Accommodation & Storage
  • £200 Mortgage Broker Fees
  • Gazumping protection (if the offer accepted is at least £1000 higher than yours)
  • No excess
  • VAT Included in all fees covered
home buyers protection insurance

30% of house purchases end up falling through

Anyone who buys a property is putting their own money at risk should the unfortunate happen, and the purchase falls through, meaning that approx. 30% of people buying a property lose anything they’ve paid in advance on the property transaction. Homebuyers can incur costs such as conveyancing, solicitors, survey, and valuation fees early in the purchase process, making it vital to ensure that your money is protected.

The average cost of your property purchase falling through is over £2,500 to each homebuyer, making the risk of financial loss a very real concept. Understanding the risks involved is one thing but taking the necessary precautions to safeguard your investment is another. That’s where Rhino Home Protect comes in!

Get Quote

The average cost to a home buyer of a property purchase falling through is over £2,500


We at Rhino Home Protect have been protecting homebuyers like you for over a decade and offer an insurance policy specifically designed to protect the cost of your property purchase. Home Buyers Protection Insurance costs just £69 and covers your costs when buying a property. The insurance covers almost all eventualities attributed to buying your home and is excess free in the event of a claim being made.

There are unfortunately so many things that can go wrong when buying a home or purchasing a new property for your portfolio. Whether you fall victim of gazumping, or the seller pulls out of the sale, having insurance in place to cover these outcomes can be highly beneficial, especially considering all the costs you’ll have to come!

Excess Free

Home Buyers Protection Insurance for just £69

Get Quote

home buyers protection insurance

Who is Home Buyers Protection Insurance For?

We offer home buyers protection insurance to anyone purchase a property in the UK.

The policy is perfect for first time buyers who are looking at purchasing their first home as it provides peace of mind as a safeguard that all up front fees are covered. Buying your first home can be a very daunting prospect, with information and figures boggling the minds of even the most researched of soon-to-be homeowners. With all this confusion and trepidation, we feel that you shouldn’t also have to worry about your finances. Buying your first home is already expensive, so the possibility of losing your up-front costs due to the purchase process failing should not be something else to worry about. We offer home buyers protection insurance for first time buyers at cheap and cheerful rates, making the process of buying your first home that bit easier.

Whether you are buying your dream home, or a buy-to-let property for a growing portfolio, our home buyer’s protection insurance provides valuable cover for landlords. The risk of purchasing a property as a soon-to-be rental or a second home are identical, therefore our protection insurance provides the same cover for landlords as it does your standard homeowner. We want to offer the same securities to landlords as we do to first time buyers, and our home buyers protection insurance does just that. For a successful landlord, maintaining your property business’ bottom line is paramount in running a successful business, and losing valuable finances due to your property purchase falling through is not a scenario you will want to be faced with. By taking our Rhino Home Protect homebuyers’ protection insurance you are making sure that your business’ finances are kept safe, regardless of the risk.

For a property developer, buying houses and selling them on is a serious business. Keeping costs low and maintaining a high turnaround of properties is the key in running a successful property developer business, making the need for insurance in the event of financial loss very high. The risk vs the reward of not having insurance in place to protect the cost of buying a property is very apparent, and that’s why more and more property developers are purchasing home buyers protection insurance when buying and selling their properties. The risks associated with buying a house are identical whatever type of home buyer you are, and because of this our insurance policy is a one size fits all policy, appealing to all types of property investor.

In What Events Will Home Buyers Protection Insurance Pay Out?

It’s all right us telling you why home buyers protection insurance is such a benefit to you and your house purchase, but the major question to ask when considering your insurance options is ‘when will the policy actually pay out?’ We hear you, and we want to make your decision on purchasing home buyers protection cover as simple as possible. We’ve listed all the eventualities that may unfortunately occur resulting in your home buyer’s protection insurance paying out.

Home Buyers Protection Insurance – FAQs

Although Home Buyers Protection Insurance is not a legal requirement when purchasing a property, it is a highly beneficial cover to have in place to keep your purchase costs safe. Having Home Buyers Protection Insurance in place is common amongst UK homebuyers, so don’t be part of the statistic that loses out!

The only reason anyone would take out Home Buyers Protection Insurance is if they are purchasing a property in the UK. No matter what the nature of your property purchase is, your up-front costs are at risk in case the purchase of the property falls through. It is a very common and very popular insurance policy for homebuyers.

The average cost of a house falling through is over £2,500 to the homebuyer, and with approx. 30% of all house purchases falling through, the risk of leaving your finances vulnerable simply is not worth it. To avoid your finances being lost needlessly, get Home Buyers Protection Insurance today.

That’s the easy part! Our quick and simple online quote engine is designed with you, the homebuyer, in mind. Simply choose the level of cover you want and within a few clicks you will be covered. It couldn’t get any simpler than that (trust us, we’ve tried)!

Once you purchase the cover via our easy-to-use online quote engine you will receive all your policy documents instantly via email. You also have access to an online portal here at Rhino Home Protect where all your policy documents will be hosted. Simple!

Our standard level of cover is 120 days, meaning that if you purchase the insurance, you will have 120 days cover from your policy start date to your policy end date. You can purchase cover for up to 180 however, if you felt you needed a little longer to get things over the line.

No, our insurance policies only cover property transactions here in the UK.

Unfortunately, not, once your surveys have been carried out you are ineligible for the cover. The reason for this is in case people try to take out insurance after they’re notified of something that may one day go wrong and effect the house purchase going through.

How about right now? In all seriousness anyone can take out the cover prior to, or within 14 days (or on the week of) notifying your solicitor / mortgage lender that you would like to purchase a property.

0 product(s)
Total: £0.00
including IPT @ 12%